There is no one carrier or plan that is best for everyone. We have been in the insurance industry for over 37 years as an independent broker/producer and as such represent many different insurance carriers. More accurately, we represent the CLIENT. If you are shopping for a health insurance plan, you owe it to yourself to work with a broker. In most cases, our commission is paid by the carrier and does not change the premiums you pay. Call today and discuss your situation with one of our knowledgeable staff.

Still Confused About Medicare?

Ask a Question or contact one of our qualified health insurance agents at 303-756-2663. Service Denver and all of Colorado.

Medicare Supplement

Some Common Questions About Medicare Do you get Medicare or Medicaid when you turn 65? How about if you are disabled? Should you purchase a supplement or an advantage plan? What is the difference? How do you enroll in a Medicare Part D plan? What if you are 65, but plan to stay on your employer's group plan? Confused?? Medicare has many rules and regulations.  We can help you understand your rights and responsibilities under Medicare. Did you know that Medicare Supplements are guarantee issued, but only for the first 6-months after you become a Medicare Beneficiary? Did you know that without a Medicare Supplement you could end up responsible for 20% of your medical claims, regardless of how much they are? If you delay enrolling in a Medicare Drug Plan, you can be penalized 1% of the average Part D premium for each month you are eligible, but not enrolled.